New Year, New Insurance: Use it or lose it!
2019 is here and we hope this blog finds you in the best of your health. Our patients often request us to notify them to schedule their treatments before their dental insurance expires for the year. So, here we are reminding you to fully utilize your dental benefits to keep the health of your mouth and wallet in harmony!
Dental procedures are often expensive but you can save a lot of money by utilizing your dental insurance on time. Dental insurance helps you receive certain treatments for free and provides discounts on the other in return for your premium each year. The yearly maximum that your provider pays you for dental treatments is 1000$-2500$. Your yearly maximum is valid only for the current year and won’t roll over to the next year.
You may have received your insurance benefit from your employer or through individual plans. In either case, you need to remember that if you don’t utilize your maximum benefit for the year, you will lose hundreds of dollars. Most of the insurance providers don’t roll over the unused benefit into the next year.
What are the benefits of early coverage?
Prevention is not only better than cure but also lighter on your pocket. Most of the insurance plans cover 100 percent for preventive treatments like dental cleanings. Professional dental cleanings remove the plaque and tartar buildups, which are the root cause of many dental issues like abscess pockets, gum diseases, and tooth decay. Dental exams like X-rays are also covered under dental insurance plans. This helps you detect chronic diseases like oral cancer in their early stage. Timely dental checkups help you enjoy restorations at a lesser price.
Once the dental needs have been identified through preventive treatments, you can work with your dentist to identify the best treatment plan. Your dentist curates a personalized treatment plan to utilize the insurance benefits in an optimal manner.
Some insurance plans also provide good discounts on popular treatments like implants, crowns, bridges, RCT etc. It is essential to know what all is covered by your dental insurance. A timely knowledge will help in curating the best dental plan.
Delaying dental treatment can worsen and complicate minor dental issues. Determining problems later will only burn a hole in your pocket and then even dental insurance cannot save you. Utilizing your insurance benefits right now will help you dodge complex and serious ailments in the future.
We cannot wait to see you!
Our dental practice accepts most of the insurance plans present out there. If you have an insurance plan that you are not sure of, call us, and we will be happy to help. Also, if you are doubtful about the dental benefits provided, we will be more than happy to communicate with your carrier on your part.
We offer various payment options that are easy on the pocket. Even if you don’t have an insurance plan, we will figure out the available discounts for you. In case of further queries and doubts, schedule a consultation today!